Student Financial Assistance
Continue to main contentThe Student Financial Services department provides comprehensive and professional service in order to finance your education. The SFS website provides extensive information for most of your general questions. Please utilize this site for data regarding fees, billing, financial aid, scholarships, loans, refunds, etc. Contact:
Student Financial Services
Academic Hall, Room 019
(573) 651-2253
sfs@semo.edu or online using the following links:
Overview of Financial Aid Programs
Overview of aid programs, including where to find state grant sources
How to Apply for Aid
Financial Aid for Study Abroad
Study Abroad costs may be included when calculating federal loan eligibility provided the coursework is considered part of the student's program of study at a U.S. school. Students must provide documentation of the additional expenses and that the study abroad coursework applies to the student's course of study (major). Contact Student Financial Services with any questions.
Code of Conduct for Student Loans
The University adheres to a code of conduct regarding relationships with providers of private educational loans.
Cohort Default Rate
The U.S. Department of Education (the Department) publishes cohort default rates based on the percentage of a school’s borrowers who enter repayment on Direct Loan Program loans during a federal fiscal year (October 1–September 30) and default before the end of the second following fiscal year. The most recent Cohort Default Rate at Southeast is 2.5%.Preferred Lender List
Southeast does not have a Preferred Lender Arrangement.
Information on private education loans
Direct Loan Model Disclosure Form
This form can be obtained by contacting Student Financial Services.
Textbook Cost Savings Program and Pricing Information
Direct Loan Entrance & Exit Counseling
Rights and Responsibilities of Aid Recipients
Satisfactory Academic Progress (SAP)
This is the term used to denote a student’s successful completion of course work toward a certificate or degree. Students must maintain specific academic progress requirements to be eligible for financial aid.
Method and Frequency of Disbursements
Financial aid is disbursed (released) to students in different ways depending on the type of aid and other factors.
Terms of Student Loans, Including Necessity of Repayment and Sample Repayment Schedule
National Student Loan Database System (NSLDS)
A student can find information about all his student loans—Direct Loans, FFEL Program Loans, and Federal Perkins Loans—by accessing the Department of Education's National Student Loan Data System or by calling toll-free (800)999-8219. An FSA ID is needed to access NSLDS.
Terms/Conditions of Deferment or Cancellation of Perkins Loan, Direct Stafford, or FFEL Loan Because of Volunteer Service
Students may receive deferment or cancellation of loans for volunteer service such as Peace Corps, Armed Services, etc.
Scholarship Fraud
According to the Federal Trade Commission, perpetrators of financial aid fraud often use the following lines to sell their scholarship services; students should avoid any scholarship service or website that says the following:
- “This scholarship is guaranteed or your money back.”
- “You can’t get this information anywhere else.”
- “I just need your credit card or bank account number to hold this scholarship.”
- “We’ll do all the work.”
- “This scholarship will cost some money.”
- “You’ve been selected by a ‘national foundation’ to receive a scholarship” or “You’re a finalist” in a contest you never entered.
If you believe you’ve been the victim of scholarship fraud, wish to file a complaint, or want more information, call 1.877.FTC.HELP or see FTC Scholarship Scams.
Voter Registration
As required by National Voter Registration Act and the Higher Education Act, Southeast Missouri State University encourages students who meet voter registration guidelines to register to vote and participate in the democratic process for all federal and state elections. Voter Registration Qualifications include: 17 ½ years of age to register, 18 years of age to vote, U.S. Citizen, and Missouri Resident.
Cape Girardeau, MO 63701