International Health Insurance
Continue to main contentIt is important that our Redhawks are healthy and well so you can pursue your goals!
The University requires international F1/J1 students to purchase health insurance through Southeast. Students sponsored by approved exchange partnerships or governments are exempt if evidence of equivalent coverage is provided before the first day of classes each semester.
Health care costs in the United States can be substantial. Our insurance is designed to protect those with medical bills, and coverage is unlimited. More information about the insurance plan can be found on SEMO's Lewermark page.
Insurance coverage extends from January to August (spring and summer terms) and from August to December (fall term) and is automatically billed twice per year with spring charges including mandatory summer coverage.
Although your policy is effective at the start of the academic term, the charge may not appear until your second billing statement.
Health Profile Form
Although completing this form is optional, it helps physicians know which immunizations you have taken in order to treat you if you go to the doctor or hospital during your time in the U.S.
- Obtain a list with the details of all your previous immunizations from medical professionals in your home country. Use this list to complete the Health Profile form (in English) and keep it with you in case the information is needed at a later date.
- Students are required to have a tuberculosis (TB) test once they arrive to the U.S. All students will visit the Campus Clinic during the 'Check-In' event on the first day of International Student Orientation for the mandatory TB Test.
- Meningitis vaccination is required for those living in on-campus housing. You may get this vaccination before you arrive to the University and send documentation to the Office of Residence Life (housing): orl@semo.edu or bring documentation with you to show during the 'Check-In' event.
- NOTE: If you do not have documentation of having received a meningitis vaccination when you arrive to the 'Check-In' event, you will be required to get the vaccination at the Campus Clinic when you have the mandatory TB Test.
- Mumps, Measles, Rubella (MMR) vaccination is highly recommended for all students. You may get this vaccination before you arrive to the U.S. and bring documentation with you to present during the 'Check-In' event. You may opt in to receive the MMR vaccination while at the Campus Clinic for the TB Test on the first day of International Student Orientation.
Campus Health Clinic
Southeast has an on-campus health clinic that offers health treatment including physical exams, laboratory services, immunizations and allergy shots, medical procedures, prescription services, wellness exams and assessment, and treatment of illness/injuries for students of Southeast Missouri State University.
Center for Behavioral Health and Accessibility
The Center for Behavioral Health and Accessibility provides individual and group counseling services to students to assist with a variety of concerns including adjustment to campus, stress management, anxiety, depression, eating disorders, substance use, interpersonal violence and sexual assault.
Confidential Health Forms
These forms help our Campus Clinic give appropriate medical treatment and advice when a student visits. We ask that you have them completed by a physician in your place of residence before you come to the United States. You do not need to submit the forms, but please have them available for your records. Completing these forms are optional, not mandatory. If you do not find them in your acceptance packet, you may print them from our website below. Please note that the full list of immunizations is not required; however, your US doctor(s) will need to know which immunizations you have taken in order to assess illness correctly.
International Student Health Insurance Plan
SEMO partners with Lewermark to provide international students with a comprehensive, affordable health insurance plan to make sure our students have the necessary coverage to maintain their health and be protected from financial loss in the event of a sickness or accident. International students enrolled at SEMO’s Main Campus are automatically enrolled in the plan for the following periods:
- Fall semester: August 15 – January 14
- Spring/Summer semesters: January 15 – August 15
- Students who arrive in the middle of a term or at the beginning of summer are enrolled for the current term at a prorated amount.
Additional information about the insurance plan is as follows:
- The insurance plan is required except for students on governmentally sponsored programs (e.g., SACM scholarship recipients) and students on approved exchange programs from partner universities abroad.
- The deadline to submit proof of coverage for waiver eligible students is within 30 calendar days of the start of classes. If proof is not submitted prior to the deadline, the student will be charged for insurance coverage for the entire term.
- SACM students must submit a current Financial Guarantee to Student Financial Services (SFS) office before the waiver deadline in to have their SEMO insurance plan waived. If an up-to-date Financial Guarantee is not on file with SFS by the deadline, they will be charged for the insurance for the entire term.
- For non-SACM students to be waived from insurance coverage, eligible students must present proof of coverage for the entire semester and a plan that meets the minimum standards:
| Item | Minimum Coverage |
|---|---|
| Medical benefits* | $100,000 |
| Repatriation of remains | $25,000 |
| Medical evacuation | $50,000 |
| Deductible per accident or illness* | $500 |
Enrollment Details
- All SEMO students are enrolled automatically in the insurance plan at the beginning of each new term. However, the insurance charge may not show up on the student’s account until the end of September in the Fall term or February in the Spring term.
- The Lewermark webpage has complete details of the insurance plan.
- To obtain your ID card, log in to the Lewermark website. Click on “Student Login” on the top right of the page. Your “Student ID Number” for Lewermark is the same as your SEMO ID, except you change the S in your SEMO ID to 0 (zero). For example, if your SEMO ID is S02022111, your Lewermark ID is 002022111. The first time you log in, your default password is your birthday in the MMDDYYYY format. For example, if your birthday is December 25, 2000, your default password is 12252000.
- You are advised to download your ID card as soon as possible so that you have it in case of emergency.
OPT students
- SEMO graduates on OPT are eligible to continue their coverage as long as they are in active F1 OPT status, and they have been constantly enrolled in Lewermark coverage. Once you decline the coverage, you are ineligible to re-enroll.
- To enroll as an OPT students, OPT students will be asked to complete a renewal form. Once enrolled, the charge for insurance will go on their SEMO billing account.
Cape Girardeau, MO 63701
Cape Girardeau, MO 63701