The Missouri Family Education Loan Program (MOFELP) is a private loan program awarded on a first come, first served basis to qualified students. The annual loan limit is $5,000 with a 0% interest rate. There are no additional fees. Borrowers are responsible for a $5 monthly keep-in-touch payment while they are enrolled in school. Qualified students must meet the following criteria:

  • Be Enrolled full-time
  • Making Satisfactory Academic Progress (SAP)
  • EFC of $20,000 or less
  • At least 17 years of age
  • U.S. citizen
  • Permanent Missouri resident
  • Not have a bachelor’s degree
  • At least 21 on ACT or 1500 on SAT; or have an overall cumulative GPA of 2.5 or higher earned at Southeast Missouri State University
  • Not have a conviction of fraud
  • Two-year credit history (or have a cosigner with two-year credit history)
  • Must receive annual loan limits for Federal Direct Subsidized and Unsubsidized Loans

For additional information and to request an application, please contact Student Financial Services (573) 651-2253.

Academic Hall 019
Mailing Address
One University Plaza, MS 3740
Cape Girardeau, MO 63701
/ Weekdays: 8 a.m. - 5 p.m. / Wed.: 9 a.m. - 5 p.m.
Summer Hours / Weekdays: 8 a.m. - 4 p.m. / Wed.: 9 a.m. - 4 p.m.
Cashiers Office / Mon., Wed., Fri.: 1 - 4 p.m.