Grants and Loans

First Children's Finance - Missouri

Do You Need Money for Your Child Care Program? Low Interest Funds Are Available Now!

First Children’s Finance - Missouri can help! The Missouri Child Care Resource & Referral Network has partnered with Development Corporation For Children to make available loans for Family Child Care Providers, Child Care Centers and Early Education Programs. Loans are now available from $1000 to $75,000. The loans can be used for any of the following purposes:

  • Start-up Costs
  • Additions
  • Egress Windows
  • Fences
  • Working Capital
  • Bathrooms
  • Toys & Equipment
  • Technical Assistance
  • Additional Needs Eligibility includes:
    • Licensed family child care providers, licensed child care centers, Head Start and other early education programs located in the state of Missouri.
    • Start-up family child care providers who will become licensed as a result of participation in the loan fund may also apply.
    • 20% of the children in the applicant’s care must come from households with incomes meeting MO Child Care Subsidy eligibility guidelines.
    • Family child care applicants must own the home for which an improvement loan is being requested.
    • Projects that are unable to secure child care business loans from conventional sources.

For an application, call toll-free 1-866-562-6801.

Missouri Department of Elementary and Secondary Education

For information regarding the Missouri Preschool Project (MPP) grants, visit the Early Childhood Office of the Missouri Department of Elementary and Secondary Education website, or contact them at (573) 751-2095.

Missouri Department of Social Services

For more information regarding the Department of Social Services Child Care Grant, please visit their website.


Dempster Hall 006
Workshop on Wheels
One University Plaza, MS 2350
Cape Girardeau, Missouri 63701