2020 Annual Benefits Open Enrollment

Highlights for 2020

  • No change to Medical premiums, dependent supplements and cafeteria funding
  • The University will continue to pay 100% of the Base Medical Plan employee premium
  • UMR, a United Healthcare company, will be our third party administrator for health insurance claims processing
  • For both Base and Accelerated Medical plans, an In-Network Tier 2 benefit will be added for Saint Francis Medical Center Facilities and Providers with a different deductible and coinsurance
  • Base Medical Plan will continue to offer an option for a Health Savings Account (HSA) through Optum Bank
  • The MOTION walking program will continue. Employees enrolled in the Base Medical Plan with HSA may earn money each day by meeting activity goals. This money will be placed in the employees’ HSA
  • Accelerated Plan will continue to offer an option of a Medical Reimbursement Account (MRA) through Frates Benefit Administrators
  • Accelerated Plan will have an added benefit of office visit co-pays
  • No change to Dental premiums
  • No change to Vision premiums
  • No change to Life insurance premiums

Open Enrollment Meetings

2020 Annual Benefits Open Enrollment will begin on Monday, October 28, 2019, and end on Friday, November 8, 2019. Informational meetings will begin on October 14, 2019, and end October 24, 2019.

Employees must register to attend a meeting through the Training and Development website at:


Dates and times can be accessed by selecting the “Sessions” tab. Employees may select “details” to access location information. Select “enroll” to register for the session.

All employees are strongly encouraged to attend an informational meeting. Questions concerning these meetings should be directed to Human Resources at (573) 651-2206.



Fax: 573.651.2108
Academic Hall Room 012
Office of Human Resources
One University Plaza, MS 3150
Cape Girardeau, Missouri 63701