Retirement Planning

Important Websites

Transferring from CURP to MOSERS - Quick Facts
Transferring from CURP to MOSERS
Benefits at Retirement
Medicare & You

Tax Sheltered Annuity 403(b) Program

The Tax-Sheltered Annuity Program is a supplemental retirement savings program authorized by section 403(b) of the Internal Revenue Code. All University employees are eligible to participate. Eligible employees can enroll at any time.

Through this Program you can invest a portion of your income for retirement on a pre-tax basis. Participation in the Plan is voluntary. You make the entire contribution; there is no employer match. Investment options include a wide array of mutual funds and fixed and variable annuities managed by authorized investment companies. Click here for a list of authorized investment companies.

Deferred Compensation

The Missouri Deferred Compensation Program is a supplemental retirement savings program, regulated by Section 457 of the Internal Revenue Code (IRC). It is available to all University employees.

This program provides eligible employees with the opportunity to invest a portion of their annual earnings into the traditional tax-deferred and the post-tax Roth IRA option. Section 457 of the IRC sets forth certain limitations and restrictions that must be followed including the amount of compensation that can be deferred, as well as when and how account balances can be distributed.

For information regarding the program, or how to enroll, contact an Education Specialist at:

State of Missouri Deferred Compensation Plan
3349 American Ave, Suite A
Jefferson City, MO 65109
Plan Information Line: (800) 392-0925
(573) 893-1053


Fax: 573.651.2108
Academic Hall Room 012
Office of Human Resources
One University Plaza, MS 3150
Cape Girardeau, Missouri 63701