medical insurance

The 2014 medical insurance plans will be offered through UnitedHealthcare. UnitedHealthcare is offering the choice of two medical insurance plans, the Accelerated Plan and the Base Plan with a Medical Reimbursement Account or a Health Saving Account:

  • Accelerated Plan
  • Base Plan with Medical Reimbursement Account
  • Base Plan with Health Savings Account

Plan Summaries

Benefit Premiums

UnitedHealthcare has a nationwide preferred provider networkcalled Choice Plus.This preferred provider networkgives you the freedom to see any physician, including specialists, without a referral. Providers within the Choice Plusnetwork can be accessed from the UnitedHealthcare website.

Explore Health Care Lane

A virtual education tool to learn about your health care

How to Register on

A step-by-step guideon how to register on UnitedHealthcare's website

How to Find a Network Physican or Hospital

A step-by-step guide on how to find a network physican or hospital

How to View Your Claims

A step-by-step guide on how to viewclaims on UnitedHealthcare's website

In-Network Laboratory Providers

A reference guide on how to check for network laboratory providers

UnitedHealthcare Online Delivery

How to receive your Health Statements, Explanation of Benefits and Claim Letters thru online delivery

Base Plan University-paid Dependent Supplement

(based on 12 pay)*

Medical Coverage

Monthly Supplement

Employee + Spouse


Employee + Child(ren)




Accelerated Plan Employee Contribution

(based on 12 pay)*

Annualized Salary

Employee's Monthly



$27,000 - $44,999


$45,000 - $69,999


$70,000 +


* For Full-time employees only.

The University reserves the right to modify or terminate such plans at any time with or without notice. Participation in these plans is provided to eligible employees and does not constitute a guarantee of employment. Participation is subject to the terms and conditions specified in the plan documents.


Fax: 573.651.2108
Academic Hall Room 012
Office of Human Resources
One University Plaza, MS 3150
Cape Girardeau, Missouri 63701