Financing is available for new or existing small businesses in the Southeast Missouri region through the Engagement Center's closely allied nonprofit the Missouri Innovation Corporation (MIC).

The goals of this loan program financed through the U. S. Department of Agriculture are:

  • Create and retain jobs in Southeast Missouri
  • Complement (not replace) financing from local lenders
  • Partner with local public and private organization that provide complementary resources important to local businesses

Intermediary Relending Program

  • Loan size $25,000 to $100,000 
  • Limited exceptions for higher amounts 
  • Private financing of at least 50% 
  • Private equity of at least 10% 
  • 5% loan closing fee 

Loan Example: Business refinancing $100,000 ($45,000 in private financing, $10,000 in private equity, and $45,000 IRP loan) 

  • Real estate 
  • Buildings 
  • Leasehold improvements 
  • Equipment 
  • Inventory 
  • Working capital 
  • Refinancing 

  • Golf courses 
  • Racetracks 
  • Gambling facilities 

And most types of: 

  • Religious organizations 
  • Lending companies 
  • Investment companies 

  • Contact us at (573) 651-2929 or 
  • Meet with Small Business Development Center
  • Complete a loan application
  • Loan Review Committee reviews application
  • MIC Board of Directors reviews and considers

920 Broadway
Cape Girardeau, MO 63701

Mailing Address
One University Plaza, MS 0130
Cape Girardeau, MO 63701