Welcome to Southeast! We are very glad you have chosen to study in the U.S. and at our institution. Below you will find information specific to international students. Please read over this information and know that we are here to help. In addition, you may seek help from the Office of International Education and Services.

Cost can be confusing (we understand) and there are many types of fees. It is important to understand the types of fees and make sure you plan for the expense of a college education.

Below is a cost estimate based on a typical international student. Your total cost may vary based on class/housing choices, or other factors.

Fall/Spring - Academic Year Estimate (August 2016 - May 2017)  
  Intensive English Program (IEP) & Undergraduate (Bachelor's)
Graduate (Master's)
Tuition & General Fees (Fall and Spring) $12,375.00 (30 hours per year) $9,432.00 (18 hours per year)
Estimated Books & Supplies $350.00 $850.00
Housing & Required Fees $6,180.00 (on-campus housing*) $4,500.00 (off-campus housing)
Meals $2,780.00 (15 meals/week) $2,100.00 (off-campus food)
Estimated Personal Expenses (toiletries, local transportation, recreation) $1,000.00 $1,000.00
Health Insurance(mandatory; 12 months) $1,245.84 $1,245.84
Total Estimated Cost (Fall and Spring) $23,930.84 $19,127.84
Planning to bring a spouse or child with you? If so, estimate an additional: $2,000.00 - one dependent 
$3,000.00 - two dependents 
$4,000.00 - three dependents
*On-campus housing rate based on Vandiver/Henderson/Myers/North/West Residence Halls.
NOTE: You may also encounter one-time charges, such as new student orientation or transportation from your home country.

Customizing Your Estimate:

A more detailed breakdown of fees can be found on our Fee Schedule. Use this to modify the estimate above for your specific housing, meal plan, or class choices.

Every class you take will have a "tuition" charge and a "general fee". The combination of these two fees makes the base cost per credit hour. As an international student, you are charged the out-of-state rate, so make sure you are looking at the correct section. Additionally, you may encounter program or course fees, depending on the classes you take. We will notify you of the exact cost prior to any payment due dates.

If you plan to live on-campus, make sure you look at the housing rates and meal plan options. Not all residence halls cost the same amount, so make sure you choose one that fits in your budget. If you will live off-campus, your cost may be different than shown above, depending on where you choose to live.

Did you know one major advantage of attending Southeast is our Textbook Rental program? Most undergraduate textbooks can be rented for the semester, at a fraction of the cost!

Important Things to Remember:

  • Tuition is billed based on the number of credit hours in which you are enrolled. The more classes, the more it costs.

  • If you have a local (Cape Girardeau) address on file, we will mail papers bills to you. If you do not, when you have a balance due we will send an email to your Southeast email address stating to check your account balance online. This is done through the online Account Summary, which allows you to view the entire account history and make online payments. A printable Online Schedule Bill is available once the semester begins.

  • If your bill is not paid on time, you may be cancelled from your course(s). If you are cancelled for non-payment, contact us immediately, to determine if reinstatement is an option.

  • Be sure to check your Southeast email regularly, as official billing correspondence will be sent there.

Fees are set annually by the Board of Regents to cover educational and other expenses not funded by the State of Missouri, and are subject to change without prior written notice.

International Scholarships:

You may be eligible for the International Education & Services Scholarship through the International Office. This scholarship is awarded to new students. In order to continue receiving this scholarship each year, you must do well academically and meet the renewal requirements.

Endowed Scholarships:

Endowed scholarships (money given to the university to establish a scholarship fund) have a separate application, which must be completed annually, by March 1st for the next academic year. Through the generosity of our alumni and area businesses, Southeast has over 700 endowed scholarships. These are a great option for international students too. If you missed the deadline for this year, make sure to apply next year!

Loans:

Paying your balance can be difficult, and there may come a time that consider loans. It might be beneficial for you to see if there are available options through lenders in your home country first.

Many lenders in the U.S. will allow international students to apply for a Private/Alternative education loan, but require a co-signer. A co-signer is typically a parent, guardian, spouse, relative or close friend, who accepts equal responsibility for repayment of the loan. Your co-signer must be a U.S. citizen or permanent resident and over the age of 18. If you believe that you have a co-signer that will qualify and you are interested in a loan, please contact our office.

Third Party Sponsors:

Are you sponsored by a group, organization, or your government who will pay for a portion of your educational expenses? If so, this is called third party funding. Common examples of this are the Saudi Arabian Cultural Mission (SACM) or The Libyan Embassy, but there are others too.

In order to use a third party payer, they must issue a written authorization or financial guarantee stating exactly what charges they will pay for. The start date on the guarantee must be on or before the first day of your classes. The expiration date must be on or after the last day of your classes. After you turn in a financial guarantee, we will place "pending aid" on your account for the amount your sponsor will cover. Once you have "pending aid" on your student account, you are not responsible for that portion of your charges. However, if there are charges that they do not pay, you must pay them by the due date.

If you will have a sponsor covering part of your educational expenses, contact us to discuss this further.

Bills:

Bills are usually generated and issued approximately 3-4 weeks before they are due, and due dates can always be found on our Student Financial Calendar. Until your bill is created, it is best to estimate your cost and make sure you have the means to pay for them. However, until you are officially enrolled in classes, you will not have a complete bill with all charges.

If you have a local (Cape Girardeau) address on file, we will mail papers bills to you. If you do not, when you have a balance due we will send you an ebill, which is an email notification that your account has changed and to review your billing and balance online. WARNING: Do not assume your bill is paid. As a college student, you are ultimately responsible and must follow-up - we would hate for you to face consequences (like having classes cancelled) for an unpaid balance!

Note: Paper bills will always show the full amount owed for the semester. If you are on a payment plan, you can see your payment amount by reviewing your account online!

If you make changes to your schedule, housing, or add other charges, your bill may change. For the most updated information, we suggest you review your Account Summary online. It’s best to review this prior to freaking out, if you believe a paper statement isn’t correct.

Review Billing Online:
We offer two tools for reviewing your billing information online. The Account Summary gives a full account history of all charges/payments during your time at Southeast, and allows online payment. Additionally, we have an Online Schedule Bill, which gives you a summary view (in the form of a billing statement), however this is only available once the semester begins.

Check out our Student Financial Calendar to see upcoming due dates!

Balances:

There are two types of balances that you may see on your bill. The first is a balance due to Southeast (shown as a positive number). The second is a “credit balance” (shown as a negative number). If it is a balance owed to Southeast, make sure you pay it on time!

credit balance means that you have more money paid to your student account than what your charges are. This could be due to an overpayment on your account, or that charges were removed after your bill was paid (i.e. if you dropped a class or returned an item to the bookstore).

Payment Information:

Paying your bill on time is important. Southeast offers a variety of payment options, so find the option that best suits you! Can’t pay your account in full by the due date? Don’t worry, we have an Installment Payment Plan (IPP). If your confirmed financial aid is greater than your account balance, no payment will be required. Nearly all forms of payment are accepted, and you can even pay online through the Account Summary. Just make sure to pay your bill on time, or you may be charged late fees or cancelled from your class(es).

International Wire Transfers:
If you need to wire money to Southeast to pay your account balance, this can be done through our partnered company, Flywire! This is a very cost effective payment method and is the only method of wire transfers accepted by Southeast. We do not give out bank or swift numbers for a traditional bank transfer. Instead we encourage you to use Flywire as it is the best method! For more information on this process, please review the International Wire Payment section of our payment options.

Dropping Classes:

There may come a time when you believe that it is in your best interest to drop a course. This is not a decision to take lightly, as there are many factors to consider. As an international student, if you are dropping below full-time (12 hours as an undergraduate) you MUST obtain written approval from International Education and Services to maintain your legal status in the U.S.! Make sure to review all requirements for maintaining legal status so you do not accidentally cause a problem. 

Depending on when you drop a course, a fee adjustment may or may not be applied to your Southeast account. Every class has a scheduled refund period, and dropping a course may create a credit balance owed to the student (a refund) or a balance owed to Southeast if charges remain. Specific refund periods can be found on our Student Financial Calendar. If you do not way to pay for any portion of a class, you must drop it before the end of the 100% refund period. If you are unsure of the financial impact, it is best to come ask us before you make any changes.

Refunds:

You will receive a refund check when an overpayment has been made to your account. This is called a "credit balance" and will show as a negative number on your bill or Account Summary. Refunds are processed beginning the second week of the semester, and continue weekly. If you expect to receive a refund, we encourage you to sign up for direct deposit using the Southeast portal. This is the quickest method, but it requires a bank account in the U.S. If you do not add direct deposit, as an international student, if you live off campus, we will mail the check to you. If you live on campus, you will be emailed when your check is available for pickup, but this takes a few extra days. Check out Refund of Credit Balance for more information on this process.

Refunds If You Have Pending Aid:
If you have "pending aid" on your account, we will not issue a refund check until we receive the money that is pending. Different types of aid will remain pending for different lengths of time. If you have a third party sponsor paying charges on your account (and you have turned in a financial guarantee), this aid will usually remain pending until close to the end of the semester when we receive payment. As a result, if you are eligible for a refund, you may not receive it right away.


Contact

Phone: 573.651.2253
Fax: 573.651.5006
sfs@semo.edu

Hours: 8am-5pm M-F,
(9am-5pm Wed)

Student Financial Services
Academic Hall Room 019
One University Plaza, MS 3740
Cape Girardeau, Missouri 63701
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